Tf Bank Norge

Bergen

Clara Guerri

<p><br /><strong></strong></p><h4>Head of Credit Cards: Norway</h4><p></p><p><strong>Location:</strong> Bergen, Norway</p><p><strong>Reports to:</strong> Chief Commercial Officer, TF Bank</p><p></p><h5>About the Role</h5><p>We are seeking a commercially driven leader to head TF Bank’s Credit Card business in Norway. As <strong>Head of Credit Cards: Norway</strong>, you will be responsible for the P&amp;L and ensuring that our offering is competitive, locally relevant, and compliant with regulatory requirements. You will work closely with central teams in Commercial, Risk, Compliance, Product/IT, and Collections to align strategy and execution, while also driving local initiatives and partnerships that strengthen our position in the Norwegian market.</p><h3><br /></h3><h5>Key Responsibilities</h5><ul><li><strong>P&amp;L Accountability</strong>: Oversee portfolio performance, budgeting, and forecasting, ensuring sustainable growth and profitability.</li><li><strong>Market Strategy</strong>: Contribute to and implement the Norwegian market strategy, including positioning, pricing, and differentiation.</li><li><strong>Cross-Functional Collaboration</strong>: Partner with central functions (Commercial, Risk, Compliance, Product/IT, and Collections) to tailor the offering to local needs and deliver on key objectives.</li><li><strong>Partnership Management</strong>: Build and manage local partnerships that expand reach and create customer value.</li><li><strong>Market Insights</strong>: Monitor competitor moves, customer trends, and regulatory developments to identify opportunities and risks.</li><li><strong>Regulatory Alignment</strong>: Ensure Norwegian compliance requirements are fully met in cooperation with the Compliance team.</li></ul><h3><br /></h3><h5>Qualifications</h5><ul><li>Proven experience in <strong>credit cards, consumer finance, or retail banking</strong>, ideally in Norway.</li><li>Demonstrated ability to manage <strong>P&amp;L responsibility</strong> and deliver on financial targets.</li><li>Strong understanding of the <strong>regulatory landscape</strong> in Norway.</li><li>Experience in <strong>cross-functional collaboration</strong> within a matrix organization.</li><li>Commercially focused with strong <strong>analytical and problem-solving skills</strong>.</li><li>Excellent communication skills in <strong>Norwegian and English</strong>.</li></ul><h3><br /></h3><h5>What We Offer</h5><ul><li>Strategic leadership of one of TF Bank’s most important product lines in Norway.</li><li>A balance of local accountability and strong support from central teams.</li><li>Opportunity to influence the direction of a fast-growing European cards and payments platform.</li><li>Competitive compensation package.</li></ul><p></p>

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Head of Credit Cards Norway